Monday, October 31, 2011

Even Debt Collectors Are Struggling In This Economy

You won?t likely shed any tears over this: Being a debt collector is harder than ever.

While most Americans want to get out of debt using a debt management plan or debt consolidation, many can?t afford the payments right now. This complicates the debt collection process.

Debt collectors aren?t dealing with deadbeats ducking obligations?they?re trying to get blood from a stone at a time of record debt.

Debt Collection Agencies in Hard Times

Originally reported by the Associated Press, debt collectors have more work than ever. They also have fewer opportunities to actually collect.

Some firms are satisfied with a debt management plan including payments as low as $5 or $10 per month. While this might allow the collection agency to report payments, it does little to help Americans get out of debt.

Further, Americans are less capable than ever of getting out of debt. With unemployment high and salaries low, the old ?I don?t have the money? line isn?t an excuse?it?s a hard reality for millions of Americans.

Debt consolidation and a debt management plan won?t do any good if the debtor simply doesn?t have any spare cash. For the growing debt collection industry, this is a case of ?water, water everywhere / but not a drop to drink.?

More Complaints About the Debt Collection Process

In addition to a harder collection environment, the debt collection process itself is under attack. The Federal Trade Commission gets more complaints about debt collectors than any other industry.
In tough economic times, debt collectors, who work on commission, are forced to engage in more and more desperate means to collect outstanding debt.

Changes in the Debt Collection Process

According to the AP article, some decades ago debt collectors averaged 30 percent recovery on outstanding debt. Now the number hovers closer to 20.

Perhaps most striking is the change in types of debt collected. In times past, debt collectors called either from the original debtor or from a single third-party collection agency. Now there?s a booming industry dedicated to acquiring debt third- or fourth-hand for pennies on the dollar, often after the customer?s legal obligation to repay the debt has long since lapsed.

Common Consumer Complaints Against Debt Collectors

The Fair Debt Collection Practices Act outlines rights for consumers trying to get out of debt. The law forbids a number of unfair and harassing practices by aggressive debt collectors, but three are particularly heinous:

  • Not information a debtor of his rights in writing.
  • Calling repeatedly.
  • Providing false information regarding the debt.

Debtors can turn the tables on creditors, collecting $1,000 for every infraction of the Fair Debt Collection Practices Act. Still, with debt collection a lucrative business, many third-party collection agencies can afford to play fast and loose with the law. Especially when times are hard and so is collection, the market might actually incentivize some of the worst practices of debt collection.

How to Handle Debt Collector Calls

Anyone being harassed by abusive debt collectors should begin all conversations with ?This call is being recorded,? record the call, take notes and report the infractions to the Federal Trade Commission. Every time debt collectors violate collection law, you owe them $1,000 less.

This post originally appeared at GoBankingRates.

Source: http://www.businessinsider.com/even-the-debt-collectors-are-struggling-in-this-economy-2011-10

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There's Nothing Necessarily Wrong With 'Flip-Flopping' (ContributorNetwork)

COMMENTARY | Attacking your political opponent as a "flip-flopper" has been in vogue ever since George Bush hammered John Kerry with such accusations in the 2004 presidential election. These days the term has been in the news more than ever, with Michele Bachmann accusing Herman Cain of flip-flopping, and with the Obama re-election campaign insinuating that Mitt Romney is a flip-flopper. However, criticizing a politician for changing their mind is often not warranted. It can actually be the smartest thing to do.

Indeed, adjusting your opinion based on the best available evidence at the time not only makes sense, it's also a sign of serious analytical thinking. For example, President Obama was criticized as an indecisive flip-flopper when he visited Iraq in 2008. Before the trip, he announced that he wanted to go there to make a "thorough assessment" of the situation, and said "I'm sure I'll have more information and continue to refine my policy." Obama should have received nothing but praise for wanting to make an informed decision, regardless of his ultimate conclusions about Iraq.

However, when an elected official changes their mind for pure political motives, then charges of flip-flopping can be appropriate. Mitt Romney, for instance, once expressed viewpoints far more liberal than his fellow Republicans. He opposed some tax cuts, supported abortion rights, and was a big proponent of universal health care. That was when he was governor of left-leaning Massachusetts. Now that he is running for president and trying to appeal to the entire GOP, he has backpedaled on almost all of his positions. You don't have to be a cynic to realize this is nothing but political opportunism by Romney.

Ideally, no one would think less of an elected official who changes their mind if they have good reason to do so. In fact, a politician who holds steadfast to an old belief when new evidence suggests they are wrong should be criticized more than a flip-flopping one. After all, what's the point of being consistent if you are consistently wrong? Let's hope the voting public stops paying attention to the "flip-flopper" label, and only starts caring about why a politician changes their mind.

Sources:

Joel Roberts, "Bush's Top Ten Flip-Flops," CBS News

Gabriella Schwarz , "Cain 'flip-flops,' Bachmann says," CNN

Holly Bailey, "Obama team targets Romney but stops short of labeling him the GOP 'frontrunner'," The Ticket

The Bryant Park Project , "Politicians: Flip-Flopping Or Changing Their Minds?" NPR

Matt Latimer, "Romney a Flip-Flop? Used to Be More Liberal Than Ted Kennedy," The Daily Beast

Source: http://us.rd.yahoo.com/dailynews/rss/gop/*http%3A//news.yahoo.com/s/ac/20111028/pl_ac/10281433_theres_nothing_necessarily_wrong_with_flipflopping

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Google Issues Update to Google TV (NewsFactor)

Google is taking another shot at reinventing television. On Friday, the software giant said it is rolling out an updated Android Honeycomb 3.1 version of its TV service to users.

Google TV integrates Web content with TV programming. The update features a simpler interface, easier access to the company's YouTube site and other online streaming video content, and the availability of selected apps by Android developers.

'Bringing Millions of New Channels'

In a Friday posting on the official Google TV blog, two Google executives outlined the new update. Vice President for Product Management Mario Queiroz and Director of Engineering Vincent Dureau wrote that the new, post-Internet chapter of television is not about replacing cable TV, broadcast TV, or "replicating what's on TV to the Web."

Instead, they wrote, it's about "bringing millions of new channels to your TV from the next generation of creators, application developers, and networks," such as the Google-owned YouTube.

Queiroz and Dureau say that "the initial version of Google TV wasn't perfect," but the new software update is trying to move the effort forward by keeping it simple, making it easy to find something worth watching, making the YouTube experience better on TV, and bringing more apps to TV.

Google TV, announced in spring of last year, combines access to Web sites, a search engine and streaming video with a high-definition TV. Sony sells HD sets and Blu-ray players with Google TV capability, and Logitech offers a box that can enable existing hardware.

For instance, if a viewer wanted to watch Modern Family, and had seen all of the episodes available at coming airtimes or recorded to a DVR, the viewer could watch streaming versions from Web sources on the TV set -- if they're available. Other features include the ability for a user to employ an Android smartphone as a voice-recognizing remote control for the TV.

Intel and Smart TV

The software upgrade will roll out next week to Sony products that support the technology, and shortly thereafter to Logitech.

Google also has a partnership for the system with Dish Network, but so far, there are no partnerships with the major broadcast networks. Google has had difficulties with the major networks, but the company is trying to position its TV service as an added value.

Last year, several networks blocked versions of their most popular TV shows when accessed over the Web via Google TV. The shows included The Office, CSI: Crime Scene Investigation, and Modern Family. Additionally, the popular Hulu site, which is owned by NBC, Disney and News Corp., also blocked its availability on the service.

The equipment manufactured by Sony and Logitech for Google TV are built around a version of Intel's Atom processor. But, according to a new report released Friday by market researcher iSuppli, Intel is now placing less emphasis on the development of chips for smart TVs such as Google TV.

The research firm says that market is a tough one for the chipmaker, which prefers to look to smartphones and tablets as possible growth areas.

Source: http://us.rd.yahoo.com/dailynews/rss/software/*http%3A//news.yahoo.com/s/nf/20111028/tc_nf/80800

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Sunday, October 30, 2011

Video: Is Cain able?

No. 4 Stanford has just enough Luck, tops USC in 3OT

??Stepfan Taylor ran for the tying touchdown with 38 seconds left in regulation and the go-ahead score in the third overtime, and Stanford's defense preserved its 16-game winning streak by forcing Curtis McNeal's end-zone fumble to end the No. 4 Cardinal's 56-48 victory over No. 20 Southern California on Saturday night.

Source: http://www.msnbc.msn.com/id/3036697/vp/45068483#45068483

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Weakening Rina batters Mexico coast, Cozumel

Tropical Storm Rina battered Mexico's Caribbean coast and the island of Cozumel with winds and rain Friday, as the navy forcibly evacuated some residents who refused to leave a low-lying island north of the storm.

Rina was a far cry from the Category 3 hurricane that some had feared would hit the resort-studded region and many tourists abandoned Cancun and the Riviera Maya ahead of its arrival. The storm was expected to weaken further on Friday.

Playa de Carmen, a resort town across from Cozumel, was left without electricity and streets were largely empty as Rina swept the coast just 20 miles west of Cozumel with winds of about 60 mph. The storm was moving north at about 7 mph.

The Mexican Navy took mandatory evacuation orders so seriously that it sent boats to Holbox island, about 100 miles north of where the storm was expected to hit, to haul out by force about 80 residents who had refused to leave the island during an earlier evacuation of about 2,300 people.

At least eight cruise ships changed itineraries away from the storm's path.

Lines snaked from ticket counters in Cancun's crowded airport as airliners heading to Canada and Europe waited in pouring rain. State Tourism Director Juan Carlos Gonzalez Hernandez estimated 10,000 tourists had left by Wednesday night.

NASA cut short an undersea laboratory mission near Key Largo, Florida, bringing the crew back to land.

Schools were ordered closed in communities along the coast and on Cozumel in anticipation of the storm.

Ports also closed to navigation for recreational, fishing and small boats in the state of Quintana Roo, home to Cancun, and neighboring Yucatan state, while the island of Cozumel was closed to larger vessels, including the ferry that connects the island and Playa del Carmen.

But some decided to ride out the weakened Rina. Early Thursday in Playa del Carmen, tourists and residents strolled along the promenade and the beach Thursday under cloudy but not-yet-rainy weather. At the beach, lifeguards were placing red flags warning people not to swim.

"We would prefer to lie on the beach and get in the ocean, but right now all we can do is walk around and go shopping," said Vera Kohler, a 27-year-old tourist from Frankfurt, Germany, who arrived Wednesday and planned to stay in the area until Sunday.

Domenico Cianni, a retired restaurateur from Vancouver, Canada, said he also prepared for a hurricane by buying extra food and beer and putting shutters on the windows of his rental home. But after hearing Rina had been downgraded to a tropical storm he decided to join tourists in Playa del Carmen's pier.

"We were curious about what's happening. We wanted to be part of the action," Cianni said.

A tropical storm warning was in effect for the Caribbean coast from Punta Allen to San Felipe.

___

Associated Press writer Gabriel Alcocer in Cancun contributed to this report.

? 2011 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://www.msnbc.msn.com/id/45073311/ns/weather/

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New Cain Internet ad shines focus on viral videos

(AP) ? A new ad showing Herman Cain's smoking campaign manager is the latest political video to become an overnight Internet sensation.

The ad has had nearly a million clicks on Cain's website since its debut last week. It's also been aired repeatedly on cable news shows and has become the subject of countless parodies.

Online viral videos have become a staple of American politics. Not long ago, pricey paid television ads were the only way for candidates to be noticed.

But one expert whose company tracks political advertising says that while online videos have the power to influence a race, paid television advertising still carries more impact overall.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/89ae8247abe8493fae24405546e9a1aa/Article_2011-10-30-Viral%20Videos-2012/id-88c2a6bf14d349cf8fb403fc2148ca6f

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Saturday, October 29, 2011

Likes or Yikes? Maya Rudolph on Babies, 'Bridesmaids 2' and 'Up All Night'

Chime in on the week's hottest entertainment stories!

Source: http://www.ivillage.com/likes-or-yikes-maya-rudolph-babies-bridesmaids-sequel-up-all-night/1-h-396681?dst=iv%3AiVillage%3Alikes-or-yikes-maya-rudolph-babies-bridesmaids-sequel-up-all-night-396681

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Europe reaches key deal to help Greece (AP)

BRUSSELS ? European leaders agreed Thursday morning on a crucial plan to reduce Greece's debts and provide it with more rescue loans so that the faltering country can eventually dig out from under its debt burden.

After a marathon summit, EU President Herman Van Rompuy said that the deal will reduce Greece's debt to 120 percent of its GDP in 2020. Under current conditions, it would have grown to 180 percent.

That will require banks to take on 50 percent losses on their Greek bond holdings ? a hard-fought deal that negotiators will now have to sell to individual bondholders.

Van Rompuy also said the eurozone and International Monetary Fund ? which have both been propping the country up with loans since May of 2010 ? will give the country another euro100 billion ($140 billion). That's slightly less than amount agreed in July, presumably because the banks will now pick up more of the slack.

"These are exceptional measures for exceptional times. Europe must never find itself in this situation again," European Commission President Jose Manuel Barroso said after the meetings.

The question of how to reduce Greece's debt load had proven the sticking point in European leaders' efforts to come up with a grand plan to solve its debt crisis.

But it was just one of three prongs necessary to restore confidence in Europe's ability to pay its debts and prevent the 2-year-old crisis from pushing the continent and much of the developed world back into recession.

The first details of such a plan emerged hours earlier, when European Union leaders announced they would force the continent's biggest banks to raise euro106 billion ($148 billion) by June ? partially to ensure they could weather the expected losses on Greek debt.

Van Rompuy also announced that the eurozone would boost the firepower of their bailout fund to about euro1 trillion ($1.4 trillion) in order to protect larger economies like Italy and Spain from the market turmoil that has already pushed three countries to need bailouts.

"We have reached an agreement which I believe lets us give a credible and ambitious and overall response to the Greek crisis," French President Nicolas Sarkozy told reporters as the meeting broke Thursday morning. "Because of the complexity of the issues at stake, it took us a full night. But the results will be a source of huge relief worldwide."

___

Sarah DiLorenzo and Sylvie Corbet in Paris, Juergen Baetz and Geir Moulson in Berlin, and Raf Casert, Don Melvin and Robert Wielaard in Brussels also contributed to this report.

Source: http://us.rd.yahoo.com/dailynews/rss/eurobiz/*http%3A//news.yahoo.com/s/ap/20111027/ap_on_bi_ge/eu_europe_financial_crisis

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NYPD corruption indictments to be unsealed (Providence Journal)

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Friday, October 28, 2011

Arctic predators caught by camera traps

A gripping new set of photos from camera traps in the Alaskan Arctic catch animals in the carnivorous act of preying on the eggs and the young of nesting birds, showing how these predators may be benefitting and migratory birds suffering from human activity in the area.

The photos, some of them graphic depictions, were collected during the summers of 2010 and 2011 as part of the Wildlife Conservation Society's ongoing study of how energy development is affecting the region's ecology, including the birds that migrate to the region to nest during the brief Arctic summers.

"Pictures are worth a thousand words, and these photos speak volumes regarding the changing conditions that threaten migratory birds coming to the Arctic to breed," said WCS North America program director Jodi Hilty.

Benefits to predators
The camera traps were set up to identify nest-raiding predators near the Prudhoe Bay oil field and at a remote, undeveloped area near the Ikpikpuk River in the National Petroleum Reserve ? Alaska. Scientists hoped to learn whether "human-subsidized" predators (those, such as Arctic foxes, ravens, and glaucous gulls, that apparently benefit from human activity in the area) were raiding nests more often in the oilfields than in the remote areas. They recently reported that for some bird species, the rate of survival was indeed lower in the developed areas because of the increased presence of predators.

"The presence of people and structures enable these animals to live in areas that otherwise would not be preferred or suitable habitat, or to do so in greater numbers than would normally be the case. As a result, they have more access to the nests of migratory birds and can exploit a vulnerable food source," said WCS scientist Joe Liebezeit.

Predators find that human-made structures can provide them and their young with protective shelter. Arctic foxes, for example, den in culverts and under buildings in the oil fields. Ravens, which otherwise would not nest on the treeless tundra, are taking advantage of towers, eaves of buildings and other structures across the transformed landscape.

These "generalist" species also benefit by consuming the garbage, roadkill and other sources of food brought by human activity.

  1. More science news from MSNBC Tech & Science

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      Science editor Alan Boyle's Weblog: Researchers have used computer software ? and some old-fashioned hunches ? to crack the code used by a secret society in Germany 250 years ago

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Bird threats
Each year, an international assemblage of migratory birds numbering in the millions flies to Alaska's Arctic to breed and rear young.

Wildlife Conservation Society scientists recently released findings that compared nest survivorship (production of young) and other nesting patterns in the Prudhoe Bay region with a site in the undeveloped Teshekpuk Lake area of the National Petroleum Reserve 150 miles to the west. They found that, for some species, survivorship and overall nest densities were higher at the undeveloped Teshekpuk site.

"The photos are also a reminder of the value of undeveloped areas in the Arctic to birds from all over the world," Hilty said in a statement.

? 2011 OurAmazingPlanet. All rights reserved. More from OurAmazingPlanet.

Source: http://www.msnbc.msn.com/id/45054821/ns/technology_and_science-science/

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Video: Is the system broken?

Cards rally past Rangers in 11th, force Game 7

David Freese homered to lead off the bottom of the 11th inning, and the St. Louis Cardinals forced the World Series to a Game 7 by rallying from two-run deficits against the Texas Rangers in the 9th and 10th on Thursday night.

Source: http://www.msnbc.msn.com/id/3036697/vp/45053679#45053679

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Court: Convicted Okla. judge to forfeit retirement (Providence Journal)

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Snow, cold plague homeless Turkey survivors

Rain and snow on Thursday compounded difficulties for thousands rendered homeless in the powerful earthquake that hit eastern Turkey, and the government said the death toll has gone up to 523.

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The prime minister's center for crisis and emergency management said 1,650 people were injured and 185 were rescued from the rubble.

Meanwhile, a moderate earthquake, measuring 5.4 according to Turkey's Kandilli seismology center, hit the neighboring province of Hakkari, sending people rushing out of buildings in fear and panic. No injuries were immediately reported in that temblor, which was centered some 90 miles south of the epicenter of Sunday's devastating quake.

Story: Teachers, teen pulled from Turkey quake rubble

Turkish authorities delivered more tents after acknowledging initial problems in the distribution of aid for survivors of the 7.2-magnitude quake that shattered at least 2,200 buildings on Sunday.

Survivors pleaded for more tents on Thursday, fearing death from cold in the wake of the tremor.

Some blamed the ruling AK party for a slow response and accused officials of handing aid to supporters, after standing in long lines only to be told there were no tents left. Others said profiteers were hoarding tents and reselling them.

"Everyone is getting sick and wet. We have been waiting in line for four days like this and still nothing. It gets to our turn and they say they have run out," said Fetih Zengin, 38, a real estate agent whose house was badly damaged in Ercis, a town of 100,000 that was hardest hit by Sunday's quake.

"We slept under a piece of plastic erected on some wood boards we found. We have 10 children in our family, they are getting sick. Everyone needs a tent, snow is coming. It's a disaster."

Slideshow: Powerful earthquake strikes Turkey (on this page)

Ergun Ozmen, 37, was carrying loaves of bread after queuing for food. "People are taking 10 tents and selling them. It's a disgrace. I slept in the municipal park all night in the rain. My shoes are filled with water. I only registered to get a tent this morning as I have been busy burying the dead," he said.

Foreign assistance began arriving after Turkey said it would accept help to house survivors through the winter. Israel, which has a troubled political relationship with Turkey, sent emergency housing units, blankets and clothing. Germany also dispatched supplies, including tent heating units. Russia and Ukraine also contributed.

Some media reports had said rescuers pulled out a 19-year-old alive from the rubble on Thursday, but Mustafa Ozden, the head of the team that brought out the young man, told The Associated Press that he was rescued on Tuesday, not Thursday.

Rain gave way to intermittent snow, deepening the hardship of thousands of people either rendered homeless in the powerful earthquake or too afraid to return indoors amid aftershocks that continued to rattle the area.

In Ercis, families who managed to obtain tents shared them with others.

Some people spent a fourth night outdoors huddled under blankets in front of campfires. Snow fell overnight in the mountains and many said they feared the onslaught of winter. Occasional scuffles broke out.

Exhausted relatives clung to the hope that loved ones would be found, keeping vigil at the site of their destroyed homes as searches went on for any sign of life.

Overnight, groups of shell-shocked people roamed aimlessly, with no home to go to, huddling around fires as temperatures dropped to freezing. Others congregated in relief camps.

"After 15 days, half of the people here will die, freeze to death," said Orhan Ogunc, a 37-year-old man in Guvencli, a village of some 200 homes deep in the hills between Ercis and the city of Van. His family had a Red Crescent tent, but were sharing it with five other families.

Many mud-brick villages have been devastated, but few are ready to leave their land.

"They say we will get prefabricated houses in one-and-a-half months," said Zeki Yatkin, 46, who lost his father in the quake. "We can't tolerate the cold, but what else can we do?"

Sermin Yildirim, who was eight months pregnant, was with her twins and husband. They shared a tent with a family of four who were distant relatives. Her apartment in a three-story building was not damaged but the family was reluctant to return.

"It's getting colder, my kids are coughing. I don't know how long we will have to stay here," Yildirim said. "We were not able to get a tent. We are waiting to get our own."

Turkey's weather agency predicted intermittent snowfall for the next three days.

More than a dozen television stations organized a joint aid telethon, amassing just under 62 million Turkish Lira ($37 million) in aid for the region.

Searchers sifting through piles of debris recovered more bodies. They included two dead teenage sisters and their parents who were holding hands, and a mother clutching her baby boy, according to media reports.

Two teachers and a university student were rescued from ruined buildings on Wednesday, but there were no signs of survivors elsewhere and excavators were clearing debris from some collapsed buildings.

The Associated Press and Reuters contributed to this report.

Source: http://www.msnbc.msn.com/id/45057254/ns/world_news-europe/

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Thursday, October 27, 2011

Motorola, on Twitter, says RAZR, Bionic and Xoom will get Ice Cream Sandwich within 6 weeks of code drop

Motorola

Let's explain (again) what's about to happen here: Motorola, on Twitter, responded to someone with the following:

We'll be releasing devices for ICS 6 weeks after Google releases the final version of it.

The Twitter account later clarified, saying the Droid RAZR, Bionic and Xoom "Will get ICS within 6 weeks of Google's public push," and they'll confirm other devices later on. We'll believe it when we see it. Dunno how many times we've had to say this, folks, but there's a reason carriers and manufacturers don't give precise windows for updates -- and even vague time lines are often missed. (Never mind the fact that "official" information on Twitter and Facebook isn't always as official as you might think.) It was the same way with Froyo updates. It was the same with (and still is, unfortunately) with Gingerbread updates.

The point is this: We have no doubt that Motorola, HTC, LG, Samsung and every other manufacturer is hard at work at figuring out which devices can -- and should -- be upgraded. But if you start a six-week countdown from the instant the Ice Cream Sandwich code drops in AOSP, you're setting yourself up for a big bag of hurt, should things take a little longer than planned. That's not to say we're not hoping for speedy updates across the board. It's just that history has taught us different.

Source: @Motorola; thanks to everyone who sent this in


Source: http://feedproxy.google.com/~r/androidcentral/~3/wKH8KfnwVDk/motorola-twitter-says-razr-bionic-and-xoom-will-get-ice-cream-sandwich-within-6-weeks-code-drop

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Build a career in the automotive industry : Convertible Car

Posted on | October 25, 2011 | No Comments

Build a career in the automotive industry

Get involved in the exciting world of cars by enrolling today with the Automotive Training Centre (ATC). With campuses in Toronto, Montreal and Surrey, the school offers accessible training for a career in the automotive industry. Here are some of the benefits of studying with ATC:

In the ever-changing automotive industry, demand for collision repair has remained and will remain consistent in good times and bad. Put simply, accidents will always happen and cars are always going to collide. What this means is that there will always be a need for well-trained graduates of collision repair schools and career-training programs.

Collision Repair courses are held at ATC Surrey, the newest Automotive Training Centre campus. Situated on nearly 2 acres of land, the easily accessible and centrally located campus boasts over 15,000 square feet of progressive and cutting edge training facilities. Students in the Collision Repair Trades faculty will be full immersed, gaining hands-on experience with the latest equipment, software and tools.

The Auto Mechanic Training program provides students with organized learning experiences along with actual shop training, to equip them with the necessary knowledge and experience to diagnose and repair real automotive problems.

The combination of both classroom theory (40%) and hands-on training (60%) offers the auto mechanic student the experiences that are required for entry-level Auto Mechanic Jobs. This Auto Mechanic Pre-Apprenticeship program prepares students to engage in the servicing and maintenance of all types and makes of cars. The Automotive Training Centre Instructors all have relevant field experience and provide a practical and knowledgeable source of education to our students.

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=> Educators with hands-on experience

=> Small class sizes

=> Full time as well as part time courses

=> Job-search assistance

=> Affordable tuition fees

=> Available online courses

The Auto Mechanic Training program provides students with organized learning experiences along with actual shop training, to equip them with the necessary knowledge and experience to diagnose and repair real automotive problems.

The combination of both classroom theory (40%) and hands-on training (60%) offers the auto mechanic student the experiences that are required for entry-level Auto Mechanic Jobs. This Auto Mechanic Pre-Apprenticeship program prepares students to engage in the servicing and maintenance of all types and makes of cars. The Automotive Training Centre Instructors all have relevant field experience and provide a practical and knowledgeable source of education to our students.

Students are trained using the most modern techniques and technologies available to ensure that they are well prepared to enter the workforce. Instruction is both theoretical and practical, and makes use of interactive media and software. Courses offered include:

=> Automotive service technician

=> Auto mobile estimator

=> Certification in auto sales and leasing

=> Fixed operation specialist

=> Automotive service provider

=> Certification in automotive detailing

=> Automotive parts clerk (specialist)

=> Automotive service consultant

=> Automotive mechanic

If you?re interested in breaking into the automotive industry, the Automotive Training Centre has the courses for you. Whether you?re interested part-time or full-time study, we can accommodate your needs.? Visit our website today to find out more!

Service advisor training Automotive Training Centres Offers Auto Mechanic, Auto Body, Service Advisor, Collision Estimating, Auto Sales & Leasning, Business Manager, Detailing careers training programs. For more Informations Please Visit Our automotive training centre Website.

Source: ArticlesBase.com

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Source: http://www.connectechporthuron.org/244/build-a-career-in-the-automotive-industry

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Report: Industry decides food ingredient safety (AP)

SAN FRANCISCO ? Thousands of ingredients that go into food have been classified as safe by private industry alone, without any government oversight, according to a new report published Wednesday.

Since the early 1960's, private companies and industry trade associations have determined at least 3,000 ingredients are safe, with no federal scrutiny, the study found. The ingredients include everything from artificially synthesized chemicals used in chewing gum to grape seed extract used in cheese and instant coffee.

The peer-reviewed report published in the Comprehensive Reviews in Food Science and Food Safety journal draws on research funded by the Pew Health Group, the health and consumer safety arm of the nonprofit Pew Charitable Trusts.

The Grocery Manufacturers Association says the industry only classifies ingredients as safe after a battery of rigorous biological tests, but agrees that more transparency in the vetting process would help build consumer confidence.

"The system is less transparent than it should be so we're looking to open that dialogue," said Leon Bruner, the association's chief science officer, who agreed the study's estimates were reasonable. "We are completely comfortable with increasingly the transparency or the visibility of ingredients that go through the process."

The Federal Food, Drug, and Cosmetic Act makes manufacturers responsible for ensuring food ingredients are safe. Companies can classify an ingredient as "generally recognized as safe" for use in a specific product but aren't required to tell the Food and Drug Administration about what they find.

Some do, through a voluntary notification program that gives the FDA a chance to review the findings.

Officials have said in the past that if a company markets a food or beverage the agency believes is unsafe, the government can always issue warning letters or seize the product.

"We don't know the names of a lot of these chemicals because the companies have never told FDA or the public about them," said Erik Olson, Pew Health Group's director of food and consumer safety programs and one of the study's authors. "Often there is not publicly available data on the potential health impacts because FDA has never evaluated them."

FDA Deputy Commissioner Michael Taylor said Wednesday the study raised important issues concerning public access to information about ingredient safety.

"Transparency in decision-making is a high priority for FDA, and FDA considers it timely to explore whether the statutory and regulatory framework for food additives adequately addresses today's need for transparency," Taylor said.

Source: http://us.rd.yahoo.com/dailynews/rss/health/*http%3A//news.yahoo.com/s/ap/20111026/ap_on_he_me/us_food_safety_ingredients

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Wednesday, October 26, 2011

Caterpillar 3Q profit soars, raises year view (AP)

NEW YORK ? Strong demand for construction and mining equipment should boost Caterpillar Inc.'s revenue through next year, even as the health of global economy remains in doubt.

The company's optimistic forecast followed double-digit growth in third-quarter earnings and revenue, which it reported Monday. The robust quarter and outlook lifted the stock price of the Peoria, Ill.-based company by 5 percent, a much bigger gain than the broader market.

Sales and earnings at the company, the world's largest maker of construction and mining equipment, give insight into growth and investment around the world.

Caterpillar, which makes everything from black-and-yellow excavators and harvesters to diesel-electric locomotives, earned $1.14 billion, or $1.71 per share, between June and September. That was up 44 percent from $792 million, or $1.22 per share, a year earlier.

Revenue surged 41 percent to $15.72 billion, and demand for machinery came from across the globe. Developing nations continued to need construction equipment as their economies prosper, while developed countries, whose growth is weak, are replacing older equipment.

Higher commodity prices are attracting more investment in mines and fueling demand for mining machinery.

"Although there is a good deal of economic and political uncertainty in the world, we are not seeing it much in our business at this point," Chairman and Chief Executive Officer Doug Oberhelman said.

Caterpillar expects to earn $6.75 per share on sales of $58 billion in 2011. That's up from its previous forecast of $6.25 to $6.75 per share on revenue of $56 billion to $58 billion.

It thinks revenue next year will increase 10 and 20 percent from 2011 to between $63.8 billion and $69.6 billion.

The company is continuing to add jobs ? nearly 5,000 between June and September alone. As of Sept. 30, it had about 149,000 employees, up more than 20 percent from a year earlier, including staff gained from acquisitions. About 5,600 of those jobs were added in the United States, where unemployment remains stuck at slightly more than 9 percent.

The company's performance was better than Wall Street expected. Excluding its $7.6 billion acquisition of a mining equipment maker, Caterpillar earned $1.93 per share on revenue of $14.58 billion. Analysts polled by FactSet Research were expecting a profit of $1.63 per share on $14.84 billion in sales.

Source: http://us.rd.yahoo.com/dailynews/rss/earnings/*http%3A//news.yahoo.com/s/ap/20111024/ap_on_bi_ge/us_earns_caterpillar

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Dormant malaria parsites in red blood cells may contribute to treatment failure, study suggests

ScienceDaily (Oct. 25, 2011) ? Researchers at the University of South Florida (USF) College of Public College Health have shown for the first time in a rodent model that the earliest form of malaria parasites can lay dormant in red blood cells and "wake up," or recover, following treatment with the antimalarial drug artesunate.

The study, which appears in the online journal PLoS ONE, suggests that this early-stage dormancy phenomenon contributes to the failure of artesunate alone, or even combined with other drugs, to eliminate the mosquito-borne disease. Alexis LaCrue, PhD, research associate in the USF Department of Global Health, is the lead author of the study, which was funded by the National Institute of Allergy and Infectious Diseases (NIAID).

The emergence of parasites resistant to artesunate therapy along the Thai-Cambodian border could seriously undermine the success of global malaria control efforts, the World Health Organization has reported.

"There is an urgent public health need to understand why this antimalarial drug resistance is happening and the basis for it, so we can help arrest its spread," said principal investigator Dennis Kyle, PhD, distinguished university health professor at the USF College of Public Health.

"Our study was able to induce the same dormant stage in vivo -- in a rodent malaria model -- that was previously seen only in the test tube," Kyle said. "The work suggests that dormancy is involved in the earliest stage of parasite development in the red blood cells. It may be a new mechanism for how the parasite avoids being wiped out by artemisinin drugs."

When mice infected with rodent malaria parasites were treated with artesunate, dormant parasites were present in their red blood cells 24 hours following treatment. The researchers also found a positive association between the number of dormant parasites present and when malaria infection re-emerged in the mice.

More studies are needed to help explain the mechanism behind the early-stage dormancy and its contribution to treatment failure.

"Now that we have a robust animal model for studying how the parasites become dormant and then recover," Kyle said, "we may be able to change our dosing regimens and investigate drug partners for artemisinin that are better at killing the dormant parasites."

Malaria parasites are transmitted by the bite of an infected mosquito. In humans, they enter red blood cells and start replicating after being released from the disease's first target, the liver. Once parasites escape into the bloodstream, disease symptoms emerge including chills, fever, headache, body aches, vomiting and exhaustion.

Malaria affects 10 percent of the world's population, killing nearly one million people a year in developing countries and crippling their economies. Most who die or become ill are poor pregnant women and children under age 5 in tropical and subtropical regions of Africa, Asia and South America.

In addition to LaCrue and Kyle, the study authors were Misty Scheel, Katherine Kennedy and Nikesh Kumar -- all members of the USF Global Infectious Disease Research team.

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The above story is reprinted from materials provided by University of South Florida (USF Health).

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Journal Reference:

  1. Alexis N. LaCrue, Misty Scheel, Katherine Kennedy, Nikesh Kumar, Dennis E. Kyle. Effects of Artesunate on Parasite Recrudescence and Dormancy in the Rodent Malaria Model Plasmodium vinckei. PLoS ONE, 2011; 6 (10): e26689 DOI: 10.1371/journal.pone.0026689

Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/~3/xllSSIsF8NI/111025102326.htm

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Leaks: These Are the Windows Phones Nokia Is Announcing Tomorrow [Windows Phone]

WinRumors got its hands on the screenshots of marketing materials for the two Windows Phone handsets Nokia will announce tomorrow, and a (slightly dubious) specsheet of a third has also leaked. And it looks like they may be just what WP fans have hoped for. More »


Source: http://feeds.gawker.com/~r/gizmodo/full/~3/_x_p0Vguzpk/winrumors-these-are-the-windows-phones-nokia-is-announcing-tomorrow

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Tuesday, October 25, 2011

Turkish forces target PKK Iraq camp: sources (Reuters)

ISTANBUL (Reuters) ? Turkish warplanes struck Kurdish militant targets in northern Iraq overnight and some 500 soldiers have crossed the border with armored vehicles, military and security sources told Reuters on Tuesday as hostilities between Turkey and Kurdish militants escalated.

The Turkish forces were advancing toward a Kurdistan Workers Party (PKK) camp at Haftanin, around 20 km (12 miles) from the Habur border post and near the Iraqi city of Zakho.

The sources described it as the busiest military activity along the border since the Turkish army launched cross-border activities last week in response to a PKK attack on Turkish forces which killed 24 soldiers in Hakkari, bordering Iraq.

Warplanes bombed PKK targets at Haftanin and Hakurke, the sources said, who said on Monday tanks and armored vehicles had crossed into northern Iraq. Several hundred PKK fighters were believed to be based at Haftanin.

The remoteness of the camps' locations and the difficult terrain made it difficult to assess how close the Turkish force had moved toward the camps.

On Monday, residents of the village of Dashtatakh in Dahuk province, about 10 km east of Haftanin, reported 200 Turkish soldiers had entered Iraqi territory but left about an hour later.

Turkish air strikes have killed 250 to 270 Kurdish militants, wounded 210 and destroyed many arms stores in northern Iraq since August 17, news broadcaster NTV on Monday quoted armed forces head General Necdet Ozel as saying.

Ankara's reaction to one of the deadliest attacks on its security forces in a conflict that began three decades ago had fueled speculation that Turkey could move to a full-blown incursion to clear out PKK camps deeper inside northern Iraq.

More than 40,000 people have been killed since the conflict began in 1984. The United States, the European Union and Turkey designate the PKK as a terrorist organization.

(Writing by Daren Butler, Editing by Belinda Goldsmith)

Source: http://us.rd.yahoo.com/dailynews/rss/asia/*http%3A//news.yahoo.com/s/nm/20111025/wl_nm/us_turkey_iraq_pkk

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How Occupy Wall Street is testing the next US president (Christian Science Monitor)

Share With Friends: Share on FacebookTweet ThisPost to Google-BuzzSend on GmailPost to Linked-InSubscribe to This Feed | Rss To Twitter | Politics - Top Stories Stories, RSS Feeds and Widgets via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/152878722?client_source=feed&format=rss

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Gaddafi unburied, Libyans maneuver for new era (Reuters)

MISRATA, Libya (Reuters) ? Muammar Gaddafi's body lay still unburied as Libya's new men of power wrangled over its fate and a formal announcement the war was over, a move the outgoing premier said on Saturday should mean free elections in the middle of next year.

Mahmoud Jibril, an expatriate academic who has been prime minister in the Western-backed rebel government, confirmed he was stepping down and that the coming days would be a critical test of how the new leadership and Libya's six million people could handle their freedom after 42 years at Gaddafi's whim.

In Misrata, the once besieged city whose rebel fighters are pushing claims for a big stake in a "reborn," oil-rich Libya, they guarded the market cold store where, for a second day, the curious and the relieved filed in to view the fallen strongman, whose surprise capture and killing in his home town of Sirte on Thursday sparked joy -- and renewed jockeying for influence.

Gaddafi's surviving family, in exile, have asked that his body, and that of his son Mo'tassim, be handed over to tribal kinsmen from Sirte. Officials with the National Transitional Council (NTC) said they were trying to arrange a secret resting place that would avoid loyalist supporters making it a shrine.

In Benghazi, Libya's second city and seat of the revolt in February, leaders were preparing a formal declaration on Sunday that the whole country was "liberated," a move that starts the clock ticking on a plan to install a transitional government, draft a constitution and institute full democracy by 2013.

The announcement has been expected, and delayed, since Thursday, amid arguments over whether Benghazi or the capital Tripoli, captured in August, should have the honor.

ANARCHY

Anarchy has been a defining characteristic of the disparate movement that fought Gaddafi for eight months across vast tracts of desert and Jibril, criticized by some in the anti-Gaddafi forces, made clear at an international business conference in Jordan that progress would require great resolution:

"First, what kind of resolve the NTC will show in the next few days," he said. "And the other thing depends mainly on the Libyan people - whether they differentiate between the past and the future ... I am counting on them to look ahead and remember the kind of agony they went through in the last 42 years."

For some, there are encouraging signs, notably that the two-month gap between the fall of Tripoli and the death of Gaddafi has not seen fighting between different factions. Comparisons with Iraq after Saddam Hussein are tempered by the absence of the sectarian divide which has ravaged that country.

However, as in Iraq, there are vast energy resources at stake and a host of international powers keen to exploit them.

In a thinly populated country that was only united in the 1930s under Italian colonial rule, regional enmities may thrive, as well as differences between Islamists and secularists and ethnic tensions between Arabs and Berbers.

"THE CAKE IS NOW"

In Misrata, where Gaddafi's body lay, bearing bullet wounds that many assume were inflicted by fighters from the city who found him hiding in a storm drain, one field commander voiced his concern that trouble was brewing:

"The fear now is what is going to happen next," he said, speaking to Reuters privately.

"There is going to be regional in-fighting. You have Zintan and Misrata on one side and then Benghazi and the east ... There is in-fighting even inside the army.

"The cake is now and everybody wants to take a piece."

For Misratans, who endured months of bloody siege but fought off Gaddafi's army and played an important role in taking Tripoli, the body of the fallen strongman is only the latest trophy of war to be brought back to the city. Fighters had previously brought back statues and other emblems of Gaddafi's rule, seized from Tripoli.

Jibril, who said he planned to step down as previously announced now that fighting was over, described Gaddafi's death as leaving him feeling personally "relieved and reborn."

Libya now needed a vision to unite people behind and to diversify the economy away from oil and gas exports: "We need to seize this very limited opportunity," he said. "We should use this time properly to build an alternate economy as fast as possible."

Gaddafi's family and international human rights groups have urged a inquiry into how Gaddafi, 69, was killed, when gory cellphone video footage showed him alive but being beaten and taunted by his captors on Thursday. Jibril said on the day that Gaddafi was killed in "crossfire" when his supporters opened fire on the ambulance that was taking him to hospital.

But an ambulance driver in Sirte told Reuters that the former leader was already dead by the time he picked him up.

His death marked the end of what might have been another Arab dynasty, although his son and heir-apparent Saif al-Islam was still at large. NTC officials believe he escaped from Sirte.

Despite the qualms of some abroad, few Libyans are prepared to spare much of a thought for how Gaddafi met his end.

But some have expressed unease at the way his body has been treated - Muslim custom dictates it should have been buried by sundown on Thursday - and at other aspects that touch on matters of religion and respect for the dead.

DAUGHTER'S CALL

One senior figure among the fighters in Misrata told Reuters that he was ashamed of the way one man broke the news of his death to Gaddafi's own daughter, Aisha, who happened to call on a satellite phone that was found when he died.

"Aisha called and one of the revolutionaries answered her," the commander said. "He said: 'It's over. Abu Shafshufa died'."

Using a nickname derived from Gaddafi's distinctive long ringlets - approximately 'Old Fuzzhead' - had been an affront to decency, he added: "It's shameful. It is his daughter."

Aisha, her mother and two of her brothers fled to Algeria after the fall of Tripoli. Aisha gave birth on the day she arrived. The government in Algiers angered the NTC by refusing to send them back. But an Algerian newspaper on Saturday quoted official sources saying that, following the death of the head of the family, they might now reconsider.

In a statement on a Syria-based pro-Gaddafi television station, the ousted dictator's family asked for the bodies of Gaddafi, his son Mo'tassim, and others: "We call on the UN, the Organization of the Islamic Conference and Amnesty International to force the Transitional Council to hand over the martyrs' bodies to our tribe in Sirte and to allow them to perform their burial ceremony in accordance with Islamic customs and rules," the statement said.

At an understated and thinly attended news conference late on Friday, NATO Secretary-General Anders Fogh Rasmussen said the Western alliance had taken a preliminary decision to call a halt to Operation Unified Protector on October 31.

Like other Western officials, Rasmussen expressed no regrets in public about the gruesome death of the deposed Libyan dictator, who was captured alive by the forces of the National Transitional Council but was brought dead to a hospital.

"We mounted a complex operation with unprecedented speed and conducted it with the greatest of care," Rasmussen said. "I'm very proud of what we have achieved."

The NATO operation, officially intended to protect civilians, effectively ended on Thursday with French warplanes blasting Gaddafi's convoy as he and others tried to escape.

(Additional reporting by Taha Zargoun and Tim Gaynor in Sirte, Barry Malone, Yasmine Saleh and Jessica Donati in Tripoli, Brian Rohan in Benghazi, Jon Hemming and Andrew Hammond in Tunis, Samia Nakhoul in Amman, Christian Lowe in Algiers, Tom Pfeiffer at Dead Sea, Jordan, David Brunnstrom in Brussels; Writing by Alastair Macdonald; Editing by Tim Pearce)

Source: http://us.rd.yahoo.com/dailynews/rss/africa/*http%3A//news.yahoo.com/s/nm/20111022/wl_nm/us_libya

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Monday, October 24, 2011

Blue Arkansas ? Blog Archive ? How To Get The Finest Automotive ...

October 22nd, 2011
By RenitaEvelynn816

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Source: http://bluearkansasblog.com/?p=7890

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Shop Locally, Online: Five Local Farmers Market Favorites Not In Stores

So you stopped by the local farmers market and sampled the most ah-mayzing sauces ? and now you can?t find them in any market. Here are five fantabulous local goodies that may show up at specialty events but can otherwise only be bought online.

Pastamore: Forget Italy ? get gourmet, hand-made pastas through Pastamore along with infused olive oils, marinades and vinegars. We?re a huge fan of the sun-dried chipotle chile oil.
303-944-5122

Whit?s: Get your sweet tooth fix without adding toxins to the mix ?Whit?s caramelsare completely organic and 100 percent delicious.

Yaffa?s Savory: Chef Yaffa creates authentic Mediterranean fare. While there?s not a bad order in the house, we strongly suggest you go here for your tapenade needs.
720-971-4088

Cook-N-Shoupe: Cooking at higher temps for ?altitude infused? sauces, this local ?Microbrew of BBQ? currently features a bold-n-tangy mustard sauce and a sweet-n-spicy flavor. Heat seakers: Keep an eye out for their upcoming Angry Poltergeist with ghost peppers.
303-335-7378, 303-815-7512

Beyond the Grain: Blueberry infused sugar, Balsamic sea salt, handmade ginger extract, gumbo spice blend ? if you use it in the kitchen, Beyond the Grainoffers a tastier version of it.
720-854-5094

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Source: http://www.huffingtonpost.com/2011/10/23/shop-locally-online-five-_n_1027140.html

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